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Available 6 Days A Week! 1-586-697-0313

How to pay
We’ve made it easier to shop.

We’ve partnered with Affirm to make your online shopping experience with us better. With Affirm, you’ll never owe more than you agree to up front. Instead, you’ll always get a flexible, transparent, and convenient way to pay over time.

How to use Affirm

Choose logo at checkout.

Just select Affirm at checkout when shopping at your favorite stores to see your payment options. Subject to eligibility.

How payment plans work

FeaturesPay in 4Monthly Installments
Purchase amount$50–$1,000+
May differ from store to store
$50–$5,000+
May differ from store to store
Number of payments43, 6, 12, 18, 24, 36, and up to 60 months
Payment durationEvery 2 weeksMonthly
Payment at checkoutDown payment may be requiredDown payment may be required
InterestInterest-free0–36% APR
Fees?NeverNever
Credit impact to apply?NoneNone
Credit impact with a loan?May impact if delinquentMay impact if loan is accepted or delinquent

Options depend on your purchase amount and may vary from merchant to merchant.

Apply and choose your payment plan

Pick the payment option that works for you when checking out—from 4 interest-free payments every 2 weeks to monthly installments.

Get started with Affirm

Questions?
We've got your back.

Will Affirm impact my credit score?

Creating an Affirm account and checking your purchasing power will not impact your credit score. If you decide to buy with Affirm, these things may impact your credit score: making a purchase with Affirm, your payment history with Affirm, how much credit you’ve used, and how long you’ve had credit.

To apply, you must meet these eligibility requirements: be a resident of the U.S. (including U.S. territories), be at least 18 years old, have a social security number, and have a phone number that receives SMS. Canadian resident? You can also use Affirm in Canada.

The easiest way to manage your payments is through your account on affirm.com or in the Affirm app. Once you sign in, you’ll be able to see your payment schedule and turn on AutoPay.

Thousands of stores offer Affirm as a payment option at checkout. But if you don’t see us at checkout, you can still pay over time. See how the Affirm Card™ works. Or download the Affirm app, tell us where you’re shopping, and we’ll give you a one-time-use digital card you can use to complete your purchase online or in stores.

We earn a commission from businesses, and shoppers pay interest on some items. Unlike other lenders, we don’t depend on shoppers missing payments or charging you fees. Instead, we give you a great experience so you’ll come back and use Affirm again.

Your purchasing power is an estimate of how much you can spend with Affirm and it’s not a guarantee. You’re not on the hook to pay back this amount until you confirm your loan at checkout. For more information, visit our help center.

Financing options are now available at checkout.

Choose a payment term that is best for you — from 4 interest-free payments every 2 weeks to monthly installments.